A relationship-first
finance broker

The business owner’s best friend in finance.

We help everyday Australians line up finance by guiding them through a clear, straightforward process.

Services

We specialise in helping individuals and businesses of all sizes access the funding they need to grow, upgrade, and succeed.

Whether you're a sole trader, a startup, or an established company, we provide clear, practical advice and connect you with finance options that fit your unique needs.

Personal Vehicle Finance
Business Vehicles & Fleets
Low-Doc Lending
Tax Strategies & Advice
Cash Flow & Repayment Structures
Upgrades & Refinancing

Best friend to...

Individuals & Families
Fleets
Start-Ups
Sole Traders
Small & Medium Business Owners
Construction & Trade Businesses

Christ Petric

Director

Chris brings extensive experience across asset finance, residential lending, and car sales, offering clients a unique blend of industry knowledge and practical insight. His deep understanding of both the finance process and the vehicle-buying journey enables him to provide clear, straightforward guidance from the first enquiry through to settlement.

Known for his transparent and client-focused approach, Chris simplifies asset finance by delivering practical advice tailored to individual needs. He works closely with accountants, mortgage brokers, and other referral partners to ensure finance solutions are seamlessly aligned with broader financial goals.

With a commitment to making the process stress-free, Chris empowers clients to move forward with confidence and clarity.

Frequently Asked Questions

What is asset finance?

Asset finance lets you buy a car or vehicle by spreading the cost over time instead of paying upfront. You get to use the vehicle while making manageable repayments, with the vehicle usually acting as security.

Can I get car finance with no deposit?

Yes, in many cases. Some lenders offer no-deposit car finance, while others may require a contribution depending on your credit history, income, and the vehicle. I’ll tell you what’s possible before you apply.

Can I finance a used car?

Absolutely. Both new and used vehicles can be financed. Age limits vary between lenders, but there are options available for most quality used cars.

How long does car finance approval take?

Approvals can be same day or within a few business days, depending on the lender and how quickly documents are provided. I choose lenders that match your timeframe.

Does applying for finance affect my credit score?

A formal application may show on your credit file, but part of my job is to assess options first and avoid unnecessary credit hits where possible.

Is it better to use a broker than go to a dealer?

A broker compares multiple lenders and explains your options clearly. Dealers usually offer finance from a limited panel. Using a broker often means more choice and less stress.

What types of business assets can be financed?

Common assets include:

  • Cars, utes, vans & trucks
  • Trailers & fleets
  • Machinery & equipment
  • Tools and specialist business assets

Both new and used assets may be eligible.

Can I get asset finance as a sole trader or new business?

Yes. Many lenders support sole traders, startups, and new ABNs, depending on the asset and overall profile. Low-doc options may be available.

What documents do I need for business asset finance?

This depends on the structure, but commonly includes:

  • ID
  • Bank statements or financials
  • Business details

Some applications can be approved with minimal paperwork.

Can asset finance be tax effective?

Often, yes. Depending on the structure, repayments may be tax-deductible, and GST may be claimable. I work alongside your accountant to structure finance correctly.

How long does business asset finance approval take?

Simple deals can be approved quickly, while larger or fleet transactions may take longer. I manage expectations upfront and keep the process moving.

Why use a broker for business asset finance?

Business finance is not one-size-fits-all. A broker helps:

  • Match the right lender to your structure
  • Avoid unsuitable products
  • Plan future upgrades and refinances

This is especially important for fleets and growing businesses.

Stress-Free Finance Starts Here

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